About Expat Mortgage Pro

    The Netherlands' trusted mortgage advisor for internationals. We've helped over 1,500 expats find their dream home with expert guidance and personalized service.

    AFM Registered
    Wft Certified
    10+ Years

    Our Story

    Expat Mortgage Pro was founded in 2014 by mortgage advisors who were frustrated by how difficult it was for expats to get proper mortgage advice in the Netherlands.

    Many internationals were being turned away by traditional advisors who didn't understand the unique situations of expats—temporary contracts, 30% ruling, foreign income documentation, and visa requirements.

    We built our practice specifically around these challenges. Today, we're one of the leading mortgage advisors for expats in the Netherlands, with a team that speaks multiple languages and truly understands international lifestyles.

    Our mission: Make buying a home in the Netherlands accessible and straightforward for every international.

    1,500+

    Expats Helped

    €850M+

    Mortgages Arranged

    4.9/5

    Client Rating

    100+

    Partner Lenders

    Why Expats Trust Us

    We're not just mortgage advisors—we understand what it means to be an international in the Netherlands.

    Expat Specialists

    100% focus on expats. We understand visa requirements, 30% ruling, foreign documentation, and international situations.

    All Major Lenders

    We work with 100+ Dutch banks and lenders, ensuring you get the best rates and terms available in the market.

    Multilingual Team

    Our advisors speak English, Dutch, German, French, Spanish, and Mandarin—communicate in your preferred language.

    Fully Regulated

    AFM registered and Wft certified. Your money and data are protected by Dutch financial regulations.

    Fast Turnaround

    Average mortgage approval in 3 weeks. We handle all paperwork and communication with lenders.

    5-Star Service

    4.9/5 rating from 200+ reviews. We're committed to making your experience smooth and stress-free.

    Meet Our Expert Advisors

    Our certified mortgage advisors have decades of combined experience helping expats navigate the Dutch mortgage market.

    JB

    Jan van der Berg

    Senior Mortgage Advisor

    15+ years experience

    Jan has helped over 500 expats secure their Dutch mortgages. Specializes in complex cases including self-employed and non-EU nationals.

    Certifications

    Wft Hypothecair KredietWft VermogenAFM Registered

    Languages

    Dutch, English, German

    EV

    Emma de Vries

    Expat Mortgage Specialist

    10+ years experience

    Former expat herself, Emma understands the challenges internationals face. Expert in 30% ruling optimization and first-time buyers.

    Certifications

    Wft Hypothecair KredietWft BasisAFM Registered

    Languages

    Dutch, English, French, Spanish

    MC

    Michael Chen

    Mortgage Advisor

    8+ years experience

    Michael specializes in helping Asian expats navigate Dutch mortgages. Known for his patient, thorough approach to complex applications.

    Certifications

    Wft Hypothecair KredietWft InkomenAFM Registered

    Languages

    Dutch, English, Mandarin

    Our Credentials

    We maintain the highest standards of professional certification and regulatory compliance.

    AFM Registered

    Licensed by the Dutch Financial Markets Authority (AFM) under registration number 12345678.

    Wft Certified

    All advisors hold Wft certifications for mortgage advice (Hypothecair Krediet) and undergo continuous education.

    Kifid Member

    Member of Kifid (Complaints Institute Financial Services) for independent dispute resolution.

    Ready to Work With Us?

    Get free, personalized mortgage advice from our expat specialists. We'll help you understand your options and find the best deal.