How It Works
From first contact to key handover—here's how we help expats buy their Dutch home. Simple, transparent, and stress-free.
Free Consultation
We start with a free, no-obligation consultation to understand your situation, goals, and timeline. We'll explain the Dutch mortgage process and answer all your questions.
Financial Assessment
We analyze your complete financial situation and calculate exactly how much you can borrow. We compare offers from 100+ lenders to find the best rates and terms for you.
House Hunting Support
While you search for your dream home, we provide guidance on making competitive offers and understanding Dutch real estate practices.
Mortgage Application
Once you've signed a purchase agreement, we handle the complete mortgage application. We prepare all documentation, submit to the lender, and manage the process.
Mortgage Offer
When approved, you'll receive a binding mortgage offer. We review the offer with you, explain all terms and conditions, and ensure everything is correct.
Notary & Key Handover
The final step! We coordinate with the notary for the transfer. On closing day, you sign the deed and receive the keys to your new Dutch home.
Typical Timeline
While every situation is unique, here's what a typical expat mortgage journey looks like.
Week 1-2
Consultation & Assessment
Week 2-6
House Hunting
Week 6-10
Mortgage Application
Week 10-12
Closing & Keys
Documents You'll Need
Don't worry—we'll guide you through exactly what's needed. Here's a preview of the typical documents required for an expat mortgage application.
Self-Employed? Different Documents Apply
If you're a freelancer (ZZP) or business owner, you'll typically need:
Ready to Start Your Journey?
Book a free consultation with our expat mortgage specialists. We'll answer all your questions and outline your next steps.