Free Education

    Expat Mortgage Academy

    Master Dutch mortgages through structured learning tracks. From complete beginner to advanced strategies—learn at your own pace.

    3

    Learning Tracks

    15+

    Lessons

    2 hrs

    Total Content

    100%

    Free

    Choose Your Learning Track

    Start with fundamentals or jump to what you need. Each track builds on the previous for comprehensive understanding.

    1
    Beginner

    Dutch Mortgage Fundamentals

    Everything you need to know before starting your mortgage journey. Perfect for newcomers to the Netherlands.

    6 lessons45 min
    How Dutch mortgages work
    Understanding LTV and borrowing limits
    Types of mortgages explained
    The buying process step-by-step
    Costs you'll pay (and when)
    Getting mortgage-ready
    2
    Intermediate

    Optimizing Your Mortgage

    Go beyond basics. Learn strategies to maximize your borrowing power and minimize costs.

    5 lessons40 min
    Maximizing your income calculation
    NHG: when it's worth it
    Fixed rate strategies
    Tax benefits explained
    Refinancing opportunities
    3
    Advanced

    Complex Situations Masterclass

    Coming Soon

    For self-employed, multiple income sources, or non-standard situations.

    4 lessons35 min
    Self-employed mortgage strategies
    Combining income sources
    Investment property financing
    Cross-border considerations

    Earn Certificates

    Complete tracks and demonstrate your knowledge. Share your achievements.

    Mortgage-Ready Certificate

    Complete the Beginner track and demonstrate understanding of Dutch mortgage fundamentals.

    Informed Buyer Certificate

    Complete all tracks and show you understand the full mortgage landscape.

    Certificates are for educational achievement and do not constitute professional qualification.

    Why Learn With Us?

    Expert-Created

    Content developed by AFM-registered mortgage advisors with real client experience.

    Expat-Focused

    Specifically designed for internationals navigating the Dutch system.

    Practical Knowledge

    Not theory—real knowledge you can apply to your mortgage journey.

    Ready to Become Mortgage-Ready?

    Start with the Beginner track. In under an hour, you'll understand how Dutch mortgages work and what you need to get started.

    Start Free Course