Visa-Based Guides
Mortgage Eligibility by Visa Type
Your visa type affects your mortgage options. Find out exactly what lenders think of your permit and how to maximize your chances.
Highly Skilled Migrant (HSM)
Strong mortgage eligibility with most lenders
EU Blue Card
Excellent eligibility due to income requirements
Permanent Residence
Equal treatment to Dutch citizens
Intra-Company Transfer (ICT)
Conditional eligibility with select lenders
Partner/Family Visa
Eligibility depends on work authorization
Startup Visa
Limited options due to income uncertainty
Eligibility Legend
Strong Eligibility
Conditional Eligibility
Limited Options
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