Visa-Based Guide
Startup Residence Permit
Startup visa holders face challenges with mortgage applications due to variable income and business risk.
Mortgage Eligibility
Limited OptionsTypical Duration
1 year (extendable)
Lender Access
Specialized Only
Key Factors for Startup Visa Holders
No guaranteed salary is problematic
Business success is uncertain
Short initial permit duration
Need to demonstrate income somehow
How Lenders View Startup Visa
Most traditional lenders will not approve mortgages for startup visa holders without alternative income proof. Some specialized lenders may consider after 2-3 years of business accounts.
Important Considerations
- •Income documentation is complex
- •Business accounts required (usually 2-3 years)
- •Personal income vs business revenue distinction
Tips for Startup Visa Applicants
1Build business track record before applying
2Keep personal finances very clean and documented
3Consider partner's income if applicable
4Wait until business is established with consistent revenue
Get Personalized Advice
Every situation is unique. Speak with an advisor who understands Startup Visa requirements.