Expat Mortgage Blog
Expert guides, tips, and insights on expat mortgages in the Netherlands. Written by our AFM-certified mortgage advisors with real experience helping internationals.
Featured Guides
Dutch Mortgage Calculator Explained: How Banks Calculate Your Maximum
Understand exactly how Dutch banks calculate your maximum mortgage in 2026. Learn the formulas, income multipliers, and factors that determine your borrowing capacity.
Senior Mortgage Advisor, AFM Certified
How Accurate Is a Mortgage Calculator in the Netherlands? (2026)
Are online mortgage calculators reliable in 2026? We explain what they get right, their limitations, and when you need professional advice instead.
Wft-Certified Financial Planner
Mortgage Calculator Netherlands for Expats: Special Considerations (2026)
How expats should use Dutch mortgage calculators in 2026. Special factors like 30% ruling, temporary contracts, and non-EU status explained.
Expat Mortgage Specialist, 8+ Years Experience
All Articles
How Much Mortgage Can I Get in the Netherlands? (2026 Guide)
Complete guide to calculating your maximum mortgage in the Netherlands for 2026. Updated income rules, LTV limits, and factors that increase or decrease your capacity.
Buying a House in the Netherlands: Complete Cost Breakdown 2026
Every cost involved in buying Dutch property in 2026: transfer tax, notary fees, mortgage costs, and hidden expenses. Calculate your total budget accurately.
Complete Guide to Expat Mortgages in the Netherlands (2026)
Everything you need to know about getting a mortgage as an expat in the Netherlands in 2026. From eligibility to approval, this comprehensive guide covers all aspects.
Buying a House in the Netherlands as an Expat: Step-by-Step (2026)
A complete step-by-step guide to purchasing property in the Netherlands as an international in 2026. From search to keys, learn the entire Dutch home buying process.
Dutch Mortgage Rules Explained for Expats (2026 Update)
Understanding Dutch mortgage regulations in 2026, LTV limits, income requirements, and how they apply to expats. Clear explanations of complex rules.
Can Expats Get a Mortgage in the Netherlands? (2026)
Yes! Learn about 2026 eligibility requirements, which lenders welcome expats, and how to maximize your chances of mortgage approval as an international.
How Much Can I Borrow as an Expat in the Netherlands? (2026)
Calculate your maximum mortgage as an expat in 2026. Learn about income multipliers, partner income, and factors that affect your borrowing capacity.
Getting a Mortgage with a Temporary Contract in the Netherlands (2026)
Don't have a permanent contract? You can still get a mortgage in 2026. Learn which lenders accept temporary contracts and how to strengthen your application.
Freelancer Mortgage Netherlands: ZZP Guide 2026
Complete guide to getting a mortgage as a freelancer (ZZP) in the Netherlands in 2026. Requirements, documentation, and tips for self-employed expats.
30% Ruling and Your Dutch Mortgage: Complete Guide 2026
How the 30% ruling affects your mortgage application in 2026, borrowing capacity, and long-term planning. Expert advice for 30% ruling holders.
Documents Needed for an Expat Mortgage in the Netherlands (2026)
Complete 2026 checklist of documents required for your mortgage application. Organized by employment type with tips for gathering international documentation.
Best Mortgage Rates in the Netherlands for Expats (January 2026)
Current mortgage rates for January 2026, how to get the best deal, and factors that affect your rate. Updated regularly with the latest market information.
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