Disclaimer
Last updated: January 30, 2026
Important Notice
The information on this website is for general informational purposes only. It should not be considered personalized financial advice. Your individual circumstances may differ significantly from general examples shown.
1. General Information
The content on expatmortgagepro.nl is provided for general informational and educational purposes. While we strive for accuracy, we make no warranties about the completeness, reliability, or suitability of the information for any particular purpose.
2. Not Personal Advice
Website content, articles, guides, and calculator results do not constitute personal financial, legal, or tax advice. The information is general in nature and may not apply to your specific situation.
For personalized advice tailored to your circumstances, please consult directly with:
- A qualified mortgage advisor (for mortgage decisions)
- A notary (for legal matters)
- A tax advisor (for tax implications)
3. Mortgage Calculator Disclaimer
Calculator Limitations
4. Accuracy of Information
We make reasonable efforts to ensure information is accurate and up-to-date. However:
- Dutch mortgage rules and regulations change frequently
- Interest rates and bank policies vary daily
- Information may become outdated between reviews
Always verify critical information with official sources or a qualified professional before making decisions.
5. External Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Links do not imply endorsement.
6. No Guarantee of Mortgage Approval
Nothing on this website guarantees you will be approved for a mortgage. Lending decisions are made solely by banks and financial institutions based on their own criteria and assessment of your application.
7. Professional Advice
When you engage our advisory services, we provide personalized recommendations based on your individual circumstances. This is separate from general website content and is covered by our Advisory Agreement.
Our Commitment
While this disclaimer limits our liability for general website content, when you work with us as clients:
- We are bound by AFM professional standards
- We carry professional indemnity insurance
- We provide personalized advice based on your situation
- You have recourse through Kifid for complaints
8. Limitation of Liability
To the maximum extent permitted by Dutch law, Expat Mortgage Pro B.V. shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on its content.
9. Changes
We reserve the right to modify this disclaimer at any time. Changes take effect immediately upon posting. Continued use of the website constitutes acceptance of the modified disclaimer.
10. Contact
If you have questions about this disclaimer:
Email: info@expatmortgagepro.nl