Visa-Based Guide
Intra-Company Transferee Permit
ICT permits allow mortgage applications but with more scrutiny due to their temporary nature and limited maximum duration.
Mortgage Eligibility
Conditional EligibilityTypical Duration
Max 3 years (managers/specialists)
Lender Access
Select Lenders
Key Factors for Intra-Company Transfer (ICT) Holders
Strong corporate backing is positive
High income levels typical
Limited maximum stay is a concern for lenders
International career pattern is considered
How Lenders View Intra-Company Transfer (ICT)
Not all lenders accept ICT permits. Those who do may apply stricter conditions or require evidence of intent to stay in NL long-term (e.g., permanent contract offer).
Important Considerations
- •Maximum 3-year limit is restrictive
- •Need to demonstrate NL is long-term home
- •May need to switch to different permit type
Tips for Intra-Company Transfer (ICT) Applicants
1Discuss permanent contract or permit conversion with employer
2Work with brokers who specialize in complex situations
3Consider timing relative to permit conversion
Get Personalized Advice
Every situation is unique. Speak with an advisor who understands Intra-Company Transfer (ICT) requirements.